It is important for you to know how each portfolio manager approaches investing so that you can allocate your premium payments in a way that most appropriately fits your insurance needs and financial goals.

Premier Money Managers
Experience, focused discipline and vast resources are some of the reasons why discerning investors turn to the managers available through a Pacific Life & Annuity variable universal life insurance policy. These managers draw upon a depth of experience that is solidly based on a history of practical application. They seek steady performance over time and follow a pure investment discipline founded on a well-established set of values. Equally important are the extensive networks of worldwide resources that most of these managers consult in order to make well-informed decisions regarding the portfolios they manage.

Screening Potential Portfolio Managers
Before considering portfolio managers or underlying funds, Pacific Life & Annuity assesses them both quantitatively and qualitatively. In order to be considered, a prospective money manager must have a major presence in the institutional arena – preferably among the top 100 institutional managers in the U.S. according to Pensions & Investments, an industry periodical that annually ranks portfolio managers on the basis of performance and asset size. Additionally, Pacific Life & Annuity looks for money managers with strong historical performance that places them among the top one-fourth of their peers. We also look for consistency of management style. Potential managers are also screened for strong name recognition, competitive fees, and quality of client service. Current managers share many qualities including independent research gathering, worldwide resources, a structured portfolio building process and a commitment to seeking steady long-term performance.

There is no assurance that the investment process will consistently lead to successful investing.

Portfolios & Managers