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This general information pertains to the manager responsible for the day-to-day management of the portfolio(s) available through Pacific Life's variable products and the information presented may not relate specifically to the available portfolio(s). The information is provided by and used with the permission of this manager.

The Franklin Templeton Investments Story Franklin Templeton Investments is a global investment manager with over $535 billion in assets under management. At the core of their business are multiple world-class investment management groups – Franklin, Templeton and Mutual Series – each operating independently and offering their unique perspectives to financial advisors and their clients.
This multiple-manager structure allows Franklin Templeton to offer exceptional, specialized expertise across key asset classes and investment styles, supported by a single global platform. Combined they offer investors the opportunity for true diversification, and as they say, "the expertise of many with the strength of one."
Global Perspective with Local Insight With offices in more than 30 countries across the globe, Franklin Templeton offers investors a truly global perspective. Franklin Templeton's local research presence around the world has helped make them a leader in international investing for more than 60 years.
Reliability You Can Trust Franklin Advisers, Inc. seeks to provide investors with exceptional, risk-adjusted returns over the long term, as well as the reliable, accurate and personal service that has helped Franklin Templeton become one of the most trusted names in financial services.
Portfolios Managed Pacific Select Fund
Franklin Templeton Variable Insurance Products Trust
*Franklin Advisers, Inc is a co-portfolio manager (along with BlackRock) of the Small-Cap Equity Portfolio.
Data as of December 31, 2009
Higher volatility and greater risks may be associated with investing in smaller size companies. Special risks such as currency fluctuations and political changes should be considered with international investing.
Although some portfolios may have names or investment objectives that resemble retail mutual funds managed by the portfolio manager, these portfolios will not have the same underlying holdings or performance as the retail mutual funds.
You should carefully consider a variable life insurance product’s risks, charges, limitations and expenses, as well as the risks, charges, expenses and investment objectives of the underlying investment options. The accompanying product and underlying fund prospectuses contain this and other information about Pacific Life. Read them carefully before investing or sending money.
Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York, and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each company is solely responsible for the financial obligations accruing under the products it issues, and its product and rider guarantees are backed by that company’s financial strength and claims-paying ability.
Pacific Select Fund portfolios are available only through Pacific Life's variable insurance products.
Shares of Franklin Templeton Variable Insurance Products Trust are distributed by Franklin Templeton Distributors, Inc.
Franklin Templeton Variable Insurance Products Trusts is not affiliated with Pacific Life or Pacific Select Distributors, Inc.
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