Retirement Needs Calculator Personal Data Current Age Retirement Age Estimated Inflation Rate % Monthly costs that may be lower in retirement Current Estimated in Retirement (Today's Dollars) Housing (rent/mortgage, taxes, insurance, utilities, upkeep, etc.) Food Clothing Education Children Expenses Life Insurance Transportation Debt Payments and Savings Contributions Other Monthly costs that may be higher in retirement Current Estimated in Retirement (Today's Dollars) Medical (insurance premiums and out of pocket) Long-term care Travel Recreation Other << Edit Values Calculate  Results

The results and explanations generated by this calculator may vary due to user input and assumptions. Pacific Life & Annuity Insurance Company does not guarantee the accuracy of the calculations, results, explanations, nor applicability to your specific situation. We recommend that you use this calculator as a guideline only and ultimately seek the guidance of an experienced professional.